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Thank you for contacting Consumer Credit Counseling Service of Buffalo, Inc.

For your security, your application must be completed within 7 days or it will be purged from our system. Please contact us to notify us if you need more time.

Our online credit counseling module is a free, convenient and confidential way to get started. You will be asked to enter information about yourself, which will assist us in better understanding how we may be able to help. After we assess the information that you have provided, a certified counselor will contact you in order to complete the credit counseling session - either by phone or in person.


You will be asked to provide information on the following:

  • Most current creditor statements; including credit cards, personal loans and medical bills
  • Your regular household expenses, including:
    • Mortgage/Rent
    • Utilities
    • Car/Rental/Homeowner insurance
    • Groceries/Household expenses
  • Your periodic expenses:
    • Clothing
    • Gifts
    • Insurance
    • Vacations
    • Car Repairs
    • Pet Expenses

NOTE: In order for your counselor to help you, it is important that you supply complete and accurate answers to these questions. If at any time you feel uncomfortable with the process you can contact us and talk to an certified counselor over the telephone. They will be happy to explain the process and talk you through the assessment form. After you submit your application you may speak with a certified counselor at any time regarding your personal situation. Please call 716-712-2060, (press option 1) during normal business hours.

COUNSELING TYPE BELOW SHOULD BE LEFT AS DEBT MANAGEMENT. Bankruptcy is available by clicking on the link located on the home page of this site.

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